Westfield Insurance is a super-regional property and casualty carrier, serving 10 states personally for personal insurance and 21 for business coverage through a network of independent agents. Furthermore, they write surety bonds in all 50 states.
Westfield stands out among auto insurers by giving policyholders the opportunity to participate in a telematics program that uses data on driving behavior like hard braking and speeding to reduce premiums – this program is known as MissionSafe.
Auto Insurance
Westfield Insurance currently provides car policies in 10 states and offers competitive rates while providing extras such as roadside assistance, a new car replacement option and umbrella policies that offer added liability protection. Furthermore, it enjoys strong credit and financial ratings and has established itself in its industry.
Westfield Insurance does not provide pay-per-mile car insurance policies, but does provide a safe driving discount that rewards drivers who achieve excellent driving scores with gift cards and gas vouchers. MissionSafe gives drivers a score every time they drive and then rewards those for engaging in safe driving behaviors such as defensive driving, phone use while driving and limiting speeding and hard acceleration. In addition, Westfield can offer you reduced auto insurance premiums if you have completed a defensive driving course or received driver education certificates.
Other car policies offered by Wespak include agreed value insurance and custom equipment coverage for specialty vehicles like golf carts and convertibles. They also sell gap insurance – loan/lease coverage that pays any difference between the value of your vehicle and what is still owed on its loan or lease agreement should your car be totaled – available either separately or as part of its Wespak or Wespak Estate packages.
Westfield Insurance provides customers with a toll-free number for claim support in the event of an incident, as well as loads of information on its website regarding claims reporting and processing. Although no specific response timeframe is listed online, Westfield promises you can always reach someone.
Westfielf Insurance company takes great pride in their employees’ wellbeing and offers them various perks including paid time off, tuition reimbursement, and health coverage at no additional cost. Ranked as one of InHerSight’s Best Places to Work for Women with an A+ rating from AM Best.
Home Insurance
Westfield Insurance provides homeowners with several insurance solutions for their home, such as homeowner’s coverage and an umbrella policy. Homeowner’s coverage provides liability protection in case of accidents or theft; an umbrella policy adds additional liability protection for both your auto and home policies. Westfield also provides high-value home coverage through programs like Wespak Estate and Estatepak.
With Westfield’s Wespak Estate option, you can add several perks to your policy such as guaranteed replacement cost coverage for your house and sewer backup and mold protection, along with discounts for home security systems, automatic sprinkler systems, deadbolt locks and fire extinguishers. Westfield also offers an account relationship discount to customers who remain customers of their company without any coverage gaps for an extended period of time without lapses in coverage.
Westfield car insurance policies come standard with collision and comprehensive coverage; however, you can easily customize them further with additional options like agreed value coverage that ensures if your vehicle is totaled it will be compensated according to an agreed upon amount at policy initiation. Other optional coverage includes roadside assistance, pet injury coverage and identity theft coverage.
Westfield Insurance also provides numerous car insurance discounts that can help you save on coverage costs, such as good student and low mileage discounts for students with A or B academic records and drivers covering less than 3,000 miles annually respectively. You could even save more by bundling it with home or auto policies!
Westfield Insurance provides excellent customer service via toll-free telephone numbers, emails and live online chat. In addition, their claims department is open 24 hours a day so you can file claims at any time of day or night. Furthermore, their official website contains useful information regarding policies and procedures of their insurance company.
Life Insurance
Westfield Insurance provides a selection of personal insurance products, from home and auto coverage to workers’ compensation and specialty lines of coverage. Furthermore, this company offers financial services such as investment banking and brokerage.
Westfield Insurance was originally founded as Ohio Farmers Insurance Co in 1848 by farmers. Later, its name changed to Westfield; currently, its headquarters are in Westfield, Ohio, and they serve 10 states across North America. Westfield provides affordable coverage with the convenience of working directly with local agents rather than digital policy management; it does not currently provide telematics car insurance options however.
Westfield Insurance company offers several home insurance coverage types, such as dwelling and other structures coverage. Other structures coverage pays to repair or replace buildings on your property such as sheds and detached garages; Dwelling coverage protects your home’s foundation and structural components against damage while safeguarding personal belongings like rugs and curtains, furniture and electronics from loss.
Westfield home insurance policies allow customers to add on several perks. For instance, their Wespak home and auto bundle automatically includes replacement cost coverage for your house’s contents; additionally you can add equipment breakdown protection as well as identity theft protection to their policy.
Westfield Insurance provides its auto policyholders with numerous discounts, such as a resident student discount – applicable to students living more than 100 miles away and not employed full-time – and safe driver discounts (for drivers who complete an approved defensive driving course), plus roadside assistance coverage that provides towing, flat tire changes, lockout services and battery jump-starting.
Westfield stands apart from its competitors by not using an applicant’s credit score when setting rates; indeed, it’s one of only a handful of insurers to not utilize credit scores as part of its underwriting process. Individuals with poor credit may face difficulty finding home or auto policies through Westfield; for an alternative provider that does not use this measure for underwriting purposes they should look elsewhere.
Business Insurance
Westfield Insurance Group, one of the country’s larger property and casualty insurance providers, provides business owners coverage against various risks. Westfield also strives to help their clients expand their operations with access to specialty lines of coverage.
Westfield Insurance Services operates in 10 states and offers auto, home, commercial, agribusiness and surety coverage. If you’re shopping around for competitive auto coverage then MissionSafe might offer just the solution; using mobile apps to track driving behavior and provide premium discounts of up to 20% when customers exhibit safe habits behind the wheel.
If you own an older vehicle, agreed value coverage can provide extra peace of mind in case of total loss by paying you back the amount agreed upon when starting your policy. In addition to car and home policies, Progressive also offers identity theft coverage and equipment breakdown insurance as optional add-ons; additionally bundled policies through Wespak and Estatepak programs provide homeowners with luxury properties an added layer of protection.
Westfield has grown exponentially during its 175-year history from being a group of farmers to an international insurance and financial services firm with an A+ rating from AM Best, one of the oldest insurance rating agencies worldwide.
Westfield Bank provides personal and business banking services; Westfield Services manages data processing for the insurance industry; Ohio Farmers Insurance Company provides agribusiness solutions, while Ohio Farmers REIT manages real estate. Furthermore, its diverse investment portfolio has holdings in healthcare, utilities and consumer staples industries.
Westfield doesn’t offer as many bundling options than State Farm does, but its customers may appreciate its competitive pricing and customer service commitment. Westfield can also be an attractive choice for drivers looking for an effective telematics program and positive third-party ratings.
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