Nationwide Pet Insurance is one of the oldest and largest pet insurers in the US. Their policies offer multiple coverage options such as major medical and wellness plans as well as various coverage limits and deductibles to meet every pet owner’s needs.
The Whole Pet Plan by Petplan covers 90% of vet bills with an annual deductible of $250 and also covers hereditary and congenital conditions.
Cost
Nationwide Pet Insurance offers three plans designed to cover accidents and illnesses in pets, from wellness coverage and dental/optometric procedures, all the way through dental/optical. Unlike many other pet insurance providers, Nationwide allows you to select a plan that best meets your budget and pet’s needs; some popular plans are Whole Pet and Major Medical with annual coverage limits up to $10,000 and both offering vet helplines in case of emergencies.
Online quotes allow you to quickly compare the costs of Nationwide pet insurance against other providers. But please keep in mind that these are just sample rates and may differ significantly from what your actual costs might be, depending on factors like location or breed of your pet.
This company’s website features an exhaustive list of covered services, from dental and optic procedures to prescription drugs, behavioral therapy sessions, vaccinations and more. Their claims portal is user-friendly; no physician referral required!
Once you’ve selected your plan, it can be purchased either online or by phone. Lynch describes this process as similar to getting homeowners insurance; you can select an annual deductible amount and add optional benefits before submitting your claim and receiving payment within 30 days.
Based on your policy, it may be possible to receive pre-certification from your veterinarian prior to beginning treatments for your pet. This can save money as the company may reimburse up to 90% of the bill amount.
Nationwide offers competitive prices as well as several additional perks, including preferred pricing at Walmart and Sam’s Club pharmacies, where customers can show their pet insurance ID card to claim discounts off medication purchases.
Nationwide pet insurance policies may also be cancelled without incurring a cancellation fee, which provides another viable solution if you’re unhappy with their service or policy. Before renewing, make sure to review any updates to the plan or its premium, along with instructions for how to make changes – this way a quick resolution may be found!
Coverage
Nationwide pet insurance covers vet bills associated with accidents and illnesses as well as preventive care. Depending on your plan, up to 90% of actual vet costs could be covered – you can select annual deductibles and coverage levels to fit into any budget, 24/7 veterinary advice is also provided by Nationwide as are discounts at Walmart and Sam’s Club pharmacies, along with direct deposit of reimbursement payments.
Nationwide offers plans tailored to all types of pet owners. Their basic plan covers 80% of actual vet bills while its deluxe plans can cover as much as 90%. Plus, optional wellness coverage that reimburses you for vaccinations and routine exams as well as dental tartar/ear infection removal products/medications is also provided within its policies.
Nationwide’s core accident and illness policy offers coverage for exotic pets like reptiles, guinea pigs, ferrets and sugar gliders; additionally they have plans that provide discounts when multiple pets reside within one household.
Nationwide differs from many insurers by not excluding pre-existing conditions from its plans; however, certain conditions do have exclusions and waiting periods that could prove expensive or put off treatment altogether; both could potentially compromise your pet’s wellbeing.
An ideal pet insurance policy should provide maximum annual benefits and low deductible costs; this way, it will not cost more than you can afford to spend. Also make sure that you understand which conditions your policy covers as some policies only offer limited coverage options.
if you are unhappy with your coverage, you have the option to cancel it within a given timeframe – known as the Free Look Period and which varies by state. In order to do this, simply notify Nationwide in writing or fax of your intention to do so and include details like your name, policy number, pet’s name and reason for cancelling in their response.
Nationwide offers an expert customer service team available by phone or email, website chat feature and toll-free customer service line to answer all of your policy queries. Its toll-free line operates Monday to Friday between 5-7 a.m.; its website offers live support during these times as well.
Pre-existing conditions
Nationwide offers two pet insurance plans from which customers can select. Their Whole Pet with Wellness plan costs from $17 to $22 monthly and provides coverage for medical, dental and behavioral issues, while their Major Medical policy offers limited accident and illness protection excluding certain conditions such as hereditary and congenital diseases covered under their Whole Pet plans.
Petplan’s stellar customer service makes them one of the most widely known pet insurance companies in the US, which accounts for much of their popularity. Their toll-free number can be found prominently displayed at the top of their website and their customer service representatives can be reached Monday through Friday between 5 am and 7 pm as well as Saturday between 7 am and 3:30 pm for assistance with enrollment or member services issues. They even have dedicated phone numbers dedicated specifically to enrolling or member services should assistance be necessary.
Pet owners are frequently concerned about pre-existing conditions being covered by pet insurance, but most providers do not permanently exclude pre-existing conditions if they can be proven curable and treated. For example, if your pet had an ear infection but has since been completely treated without symptoms or treatments for at least six months then this would likely count as a curable pre-existing condition that would likely be covered in future claims.
Most companies enforce a waiting period before policies take effect in order to discourage people from purchasing pet insurance solely to cover for existing health problems. While your pet can still be covered under your policy, any incident related to an exclusion that occurred prior to or during its active period won’t be reimbursed by insurers.
Nationwide Pet Insurance stands out among pet insurers by providing coverage for exotic species like birds and reptiles. Furthermore, Nationwide offers other useful options including 24/7 vet helpline access and travel coverage as well as comprehensive pet policies with strong social media profiles and an FAQs section on its website.
Customer service
Nationwide Insurance, famous for their car insurance products, also provides pet insurance policies in the US. With three primary plans designed to cover accidents and injuries – though some plans aren’t always available – Nationwide offers two similar plans that reimburse a portion of vet bills while offering wellness plans which pay out fixed amounts per condition – in addition to offering 24/7 veterinarian helplines unlike many of their competitors.
Nationwide policies vary in cost depending on several factors, including your pet’s breed and age, location, and the coverage options you select. To understand your costs more precisely, getting a quote from Nationwide is the best way. Their customer support representatives offer friendly assistance while their online resources offer comprehensive solutions.
Nationwide has built up an excellent reputation for affordability and flexibility; however, some drawbacks remain. Like other pet insurers, Nationwide does not cover pre-existing conditions – illnesses or injuries sustained prior to having a policy in effect – nor non-veterinarian expenses like boarding, grooming, acupuncture and breeding costs.
Customer service at this company is excellent, yet its claims process can be more complex than anticipated. While its website and apps are user-friendly, complex claims may take up to 30 days to be processed and it remains unclear whether or not preventive care coverage applies.
Nationwide Pet Insurance does not offer customization options for its plans, like other pet insurers do. Instead, their Modular and Whole Pet plans come with set policy terms limiting maximum annual limits per coverage option. Fetch customized plans tend to be more cost-effective while still providing ample accident and illness coverage options.
Embrace Pet Insurance offers additional advantages that make it an attractive option for pet owners. Embrace’s claim system does not require filing any forms and allows claims to be submitted through its app or website; additionally, an easy-to-use online veterinary portal is included as well.
Nationwide Pet Insurance Login – Click Here , Read Direct Auto Insurance – Click Here
Pingback: Acceptance Insurance Review