MetLife Pet Insurance Review

MetLife Pet Insurance offers pet owners an array of annual limits and reimbursement options that help balance premium costs with out-of-pocket veterinarian expenses, cosmetic procedures and some alternative therapies such as hydrotherapy and acupuncture treatments.

Your chosen deductible and annual limit determine how much of the bill must be covered before any insurance company reimburses you for its costs. Once they start covering part or all of your bills, your policy should reimburse the rest.

Features

MetLife Pet Insurance offers competitive rates and an array of policy options when it comes to pet insurance, from accidents and illnesses coverage to no breed restrictions or upper age limits for their plans. You also have the convenience of getting a quote within two minutes or less and claims are typically processed within 10 days.

As with other pet insurance providers, MetLife provides various deductible and coverage options to meet your budget needs. These choices can impact both premiums and the amount you can receive each year from them; additional discounts may also help lower plan costs.

MetLife pet insurance stands out from the competition with its one-day waiting period on accidental injuries. This helps ease stress and anxiety for pet parents who are concerned about paying costly vet bills when their pets become injured, and offers coverage for numerous tests and diagnostic procedures like bloodwork, CT scans and MRIs.

Metlife Pet Insurance has an extensive history of helping their customers through pet insurance, with many success stories from customers being helped. Furthermore, customer service representatives are available 24-7 to address any inquiries or address concerns that arise regarding coverage options for up to three dogs or cats on a single policy.

MetLife Pet Insurance has earned approval by Pawlicy Advisor as an excellent option for owners of both dogs and cats, offering flexible coverage options tailored to your budget with discounts available to reduce monthly premiums and out-of-pocket expenses. Furthermore, their policies do not impose breed restrictions or annual deductibles – making MetLife one of the premier choices among dog and cat owners!

Before selecting a pet insurance provider, it is wise to obtain quotes from multiple providers and compare plans from different companies. Doing this will give you a clearer picture of what each plan can offer as well as its projected lifetime costs for your animal. Pawlicy Advisor offers an incredible free tool which scans policy details to uncover hidden savings for maximum peace of mind when making this important decision.

Coverage

MetLife Pet Insurance offers coverage to assist with the cost of veterinary care for any illness or injury to your pet, helping ease stress associated with high vet bills and giving you more time to focus on enjoying his/her company. In addition, this policy covers routine and preventative health services as well as routine care costs.

Customize the coverage of your pet’s plan by setting annual limits, deductibles, and reimbursement percentage. Select the veterinarian you would like to visit; once your annual limit has been met, up to 80% of vet bills will be covered by the company. Coverage can also be transferred between employers if moving cities – something which can prove particularly helpful when transitioning between cities!

MetLife Pet Insurance makes obtaining quotes for pet insurance policies underwritten by Metropolitan General Insurance Company easy and hassle-free, with their website making the process straightforward and convenient. Simply enter information about your pet’s age, breed and size before selecting from different plans with various deductibles and benefits – even switching between low-deductible plans and high-deductible plans! Once selected you can further tailor it by adding options or discounts that may apply.

MetLife Pet Insurance stands out from other pet insurers by not setting an age limit or requiring physical exams or vet records prior to purchasing its policy, and also not excluding preexisting conditions that arise prior to its effective date – great news for owners hoping to keep their animals with them as long as possible!

Finding the ideal pet insurance provider requires shopping around and comparing prices and waiting periods, to find one with which you feel most confident in signing. Signing multiple policies often saves money as it allows people to split the premium between multiple cats and dogs for reduced monthly rates for all.

Deductibles

MetLife Pet Insurance offers flexible deductibles and reimbursement rates tailored to the needs of pet owners, with policies offering extensive coverage and most claims being processed within 10 days or less. Furthermore, its user-friendly app enables owners to upload medical records easily while monitoring claims status or connecting with veterinarians directly.

MetLife pet insurance policies feature various discounts that may help lower monthly premiums, including those targeted toward animal care facility employees and an annual deductible reduction incentive based on whether a claim was actually filed. Healthcare workers, first responders and military veterans also qualify for discounts. Deductibles range from zero to $2,500 annually; once that threshold has been reached, all covered expenses will be covered by MetLife pet insurance provider.

MetLife Pet Insurance stands out among its competitors with regard to reimbursement rates; their policies can reimburse up to 80% of covered veterinary expenses after meeting the deductible – exceeding industry average of 70% reimbursement rates.

As its policies offer some of the shortest waiting periods on the market, Petplan can be an ideal solution for pets that are susceptible to injuries such as hip dysplasia. Furthermore, its telehealth concierge service helps save pet parents unnecessary trips to the vet by helping them locate specialists or schedule appointments quickly.

Pet Insurance Company also offers other benefits for its pet insurance customers, such as 10% discounts on dog and cat food purchases, reward advertising for lost pets, grief counseling after pet death and customizable plans that fit any customer budget.

MetLife Pet Insurance plans are available across all 50 states and Washington, D.C. Their veterinary network boasts more than 300 locations and they cover most breeds of dogs and cats. Their plans do not cover pre-existing conditions nor cosmetic procedures like declawing, tail docking or ear cropping; additionally they do not cover injuries caused by racing, coursing or commercial guarding activities.

Premiums

MetLife Pet Insurance, one of the oldest pet insurers, provides an impressive range of plans designed to fit every budget imaginable with various deductibles and annual limits to suit every pet owner’s individual requirements. You can add wellness coverage as an add-on feature. Furthermore, their app makes uploading medical records and filing claims quicker than ever!

Customer service for this company can be reached by phone, email and online chat. Furthermore, its website is easy to navigate with an exhaustive database of common ailments searchable via its search function. Furthermore, quotes and policies can be purchased online in minutes; multiple pets can even be added onto one policy for discounts!

MetLife offers more than pet insurance – they also have an expansive line of life and health products to help people. MetLife is a member of the North American Pet Health Insurance Association and has received multiple awards for its innovative pet policies for dogs and cats alike as well as bunnies, guinea pigs, ferrets, hamsters rabbits gerbils. Their policies even cover acupuncture homeopathy holistic treatments and behavioral therapy sessions!

MetLife offers coverage for up to $500 per incident and unlimited lifetime medical benefits, helping owners cover expected and unexpected veterinary costs. Their accident-only policies feature no lifetime or per-incident limits and an immediate 0 day waiting period, while illness-only policies have a 14 day waiting period.

MetLife requires you to submit a completed claim form along with copies of your pet’s medical records and itemized invoices from veterinary practices for review within 30 days, upon which time they will make their decision and may reimburse up to 90% of your total veterinary bill.

Notably, this company does not reimburse for treatment for preexisting conditions or accidents, while premium costs vary based on where you live – for instance, pets living in upmarket neighborhoods will likely incur higher bills than those living in lower-income neighborhoods. Furthermore, if your at-risk breed requires frequent veterinary attention then their coverage costs could increase accordingly.

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