CURE Auto Insurance offers affordable coverage to drivers in Michigan, New Jersey and Pennsylvania. Their company offers various strategies that can help drivers save money – like offering parking discounts if vehicles are stored off-street in secure areas.
This company does not use credit scores, occupation or education level as factors when setting car insurance rates. They provide bodily injury and property damage liability as well as comprehensive coverage with rental car reimbursement available as features of their plan.
Price
One of the primary factors in selecting an auto insurance provider is price. CURE has built up a reputation as being an affordable provider, but it’s wise to compare rates first before making your choice. You can do this using third-party reviews of CURE; although there may not be many available. Furthermore, consider factors like customer service quality and types of coverage offered.
CURE Auto Insurance offers policies with minimum state minimum requirements that provide liability-only coverage, such as liability-only policies. Other plans provide collision and comprehensive coverage which covers damage to an insured’s vehicle. Furthermore, its policies come equipped with roadside assistance as well as optional extended transportation expense coverage which could cover renting an alternate car while yours is being repaired.
CURE Auto Insurance offers competitive prices, and also provides numerous discounts. These discounts may reduce the cost of your policy by as much as 10% and include safe driving discounts, good student discounts and parking discounts. In addition, drivers who complete a defensive driving course can earn a 5% discount off their liability, PIP and collision coverages.
Discount options may also be available to people who own multiple vehicles and maintain clean driving records and are considered safe drivers; however, they aren’t always extended equally; those convicted of DUI or serious traffic offenses may have to wait quite some time before receiving discounts.
Customers dissatisfied with their insurance company can file a formal complaint against it with the National Association of Insurance Commissioners (NAIC). The NAIC keeps a tally of complaints filed against insurers and publishes an index rating based on how many complaints each insurer has received; an increased complaint count may signal poor customer service or accountability issues within an insurance firm.
CURE Auto Insurance is a not-for-profit mutual exchange licensed to sell insurance policies in Michigan, New Jersey and Pennsylvania. Their plans are intended to be accessible and affordable for drivers with lower credit scores; no income proxy such as occupation or education level are taken into consideration when setting premium rates – making this an appealing option for people with poor credit histories.
Coverage
Cure auto insurance provides various coverage options. Their standard policy offers bodily injury and property damage liability coverage that provides protection in case an accident happens that leads to injuries to others as well as covering medical costs for any of those injured parties involved. Furthermore, this coverage covers repairs or replacement of your vehicle in the aftermath of an incident; additionally they also offer comprehensive car protection against theft or vandalism events.
CURE Auto Insurance company also offers optional roadside assistance coverage that includes services like towing, jump starts and lockouts; its mobile app makes managing and reporting claims on-the-go easy. Furthermore, this company is known for their generosity and community outreach initiatives; in fact they host an annual “Pay It Forward” scholarship award program which awards over $140,000 in scholarships annually to students who demonstrate exceptional character and kindness within their communities.
CURE auto Insurance Company strives to offer fair and cost-effective policies to drivers who may be considered less desirable by other insurers, such as those with poor credit or little education. Established in 1990, this insurer has insured over one million drivers without using factors like occupation or credit score to determine policy premiums.
Additionally, CURE Auto Insurance company provides discounts and special programs such as its Good Driver Program that rewards responsible driving with lower premiums; Defensive Driver Course discounts to help drivers increase their skills while saving money; as well as Pet Injury Coverage options which cover medical costs related to an accident involving your pet.
Customers are able to alter their policies at any time and add or subtract coverages, and request refunds of unused premiums at any time. Customer service representatives can be reached Monday through Friday between 8:00 am and 7:00 pm; on Saturday between 9:30 am and 4:00 pm as well. Furthermore, there is information available on their website regarding various types of coverage offered and plans available; however they do not provide details for each plan individually.
Customer service
CURE Auto Insurance is a non-profit reciprocal exchange offering auto insurance policies to Michigan, New Jersey and Pennsylvania drivers. Their philosophy centers around providing everyone with affordable car insurance based primarily on driving history – something other auto insurers often take into consideration when setting policy rates. When shopping around for an insurer it’s also wise to compare quotes from several providers before choosing one; unfortunately CURE does not publish discounts online so please speak to their representative for details of any offers that might apply.
Cure Auto customer service has received high marks from some reviewers, while others complain of slow claims processing and unsatisfactory settlements. Customers frequently report being unable to resolve issues on their own; having to wait months for claims process completion; other allegations allege Cure Auto deceives its customers by not covering medically necessary procedures or encouraging them to under-insure themselves.
Cure auto Insurance stands out by only offering limited options online when filing claims, while many other providers provide a dedicated claims representative who works closely with customers to resolve their claim and answer any inquiries they may have throughout its resolution process. This service may prove especially helpful to older drivers who may find filing their own claims difficult.
Cure Auto Insurance offers some standard car insurance policies, including liability and collision. They also offer roadside assistance that includes towing, tire service, battery jump-starts and more. While it offers less coverage than its competitors, Cure does provide enough discounts to make coverage more cost effective for some drivers.
Cure Auto Insurance may not have the highest customer satisfaction ratings, but still has a more favorable complaint ratio than most insurers. Furthermore, its high credit rating indicates its financial security; however, given that Cure is not independently rated by an independent rating agency it’s impossible to know just how secure its finances truly are.
Discounts
CURE Auto Insurance offers its services to drivers in New Jersey, Pennsylvania and Maryland and provides basic policies with two forms of coverage – bodily injury liability and property damage liability as well as comprehensive car insurance which covers theft, fire, vandalism and natural disaster damage to your vehicle. While CURE’s policies don’t offer as wide a range of features than others do they still provide options to save you money.
The company provides various discounts for drivers who demonstrate safe driving behavior, including discounts up to 5% for taking defensive driving courses and parking your vehicle in a garage or driveway instead of on the street. They also offer multi-vehicle discounts as well as rewards for high grade students.
Some customers have reported to ValuePenguin that CURE representatives take too long to resolve their claims, with many alleging the company has an disorganized record system which misplaces important documents and data, delaying payouts of claims and leading to delays of up to several months in payouts.
Cure stands out among its competition not only through low insurance rates but also its commitment to community involvement. They sponsor an annual “Pay it Forward” scholarship award which pays students who make positive impacts in their communities, and regularly visit high schools with executives educating young drivers on how to avoid car accidents and safety concerns.
CURE offers insurance packages tailored specifically for drivers in each state, but typically offers lower premium rates for drivers with clean driving records and exceptional customer service rated highly on review websites.
Cure Insurance, however, is relatively new to Michigan’s insurance market and only began selling policies there since July 2021. Therefore, they may not be suitable for all drivers; their low premium rates for teenage drivers make them unlikely contenders.
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